How to remove defaults and court judgements

How much do you understand about court judgements and defaults? 

A court judgement is a legal decision that is made by a court to resolve a dispute between two parties. It’s often related to debt recovery, personal injury claims or contract disputes. When a judgement is issued, it becomes public record and appears on your credit report, negatively impacting your credit score.  

Defaults are the result of you failing to meet repayment terms of a credit agreement, with the creditor reporting the default to credit reporting agencies. Defaults can damage your credit score, making it more difficult to be approved for finance. 

How can Fix My Credit help? 

At Fix My Credit, we specialise in addressing all kinds of credit challenges, including the removal of defaults and court judgments. Here’s what we offer:

1. Expert analysis and advice: We conduct a thorough review of your credit report to identify any inaccuracies or potential areas for dispute. We provide you with a clear understanding of your current credit situation and the steps needed to improve it.
2. Dispute resolution: We handle the dispute process with credit reporting agencies on your behalf, providing the necessary documentation and arguments to challenge incorrect or unfair entries. This includes defaults, court judgments, and clearouts.
3. Negotiation with creditors: Our experts negotiate with your creditors to reach settlements or payment arrangements that can lead to the removal of negative entries from your credit report. We aim to achieve the best possible outcome for you, often resulting in the removal of defaults and judgments.
4. Personalised credit repair plan: Based on your unique situation, we develop a customised credit repair plan that outlines the steps needed to restore your credit health. This plan includes practical advice on managing your finances and avoiding future credit issues.

Why choose Fix My Credit?

Choosing Fix My Credit means partnering with a specialist that is dedicated to your financial recovery. 

Here’s why we stand out:

• Experience and expertise: With years of experience in credit repair, we have the knowledge and skills to tackle even the most challenging credit issues.
• Comprehensive services: From defaults to court judgments, we cover all aspects of credit repair to ensure a complete solution for your needs.
• Client-centred approach: We prioritise your financial well-being and work hard to achieve the best outcomes for you. Our transparent and supportive approach ensures you’re informed and involved throughout the process.
• Proven results: Our track record of successfully removing negative entries and improving clients’ credit scores speaks for itself. We are committed to delivering results that make a real difference in your financial life.

Dealing with defaults and court judgments can be daunting, but with Fix My Credit by your side, you don’t have to face it alone. Our comprehensive services and dedicated team are here to help you navigate the complexities of credit repair, ensuring you achieve a healthier credit score and a brighter financial future. 

Contact us today!