Credit Repair, Credit Restoration Australia

Google Rating

4.9

Based on 135 reviews

Fix My Credit

4.9

Vikesh Venketeshan

06:44 03 May 23

First when I contacted I was bit anxious however Sam is the one whome I was referred to later my case was managed by Nikki. Impeccable results and could successfully able to remove my default.If you guys wanna help with credit default . Contact Nikki and Sam.Highly recommend. Cheers

Tarik Hilal

02:17 12 Apr 23

The most remarkable prompt service you will find in Australia regarding anything credit related!The team from fix my credit were nothing short of excellent, from the first point of contact to the last phone call from the manager calling to confirm the success of clearing all defaults. I hope who ever reads this understands there is businesses out there to genuinely help you and not just charge a fee. They have payment plans to help and not only that full time support. I thank you all again sincerely for the amazing and prompt service. I recommend FIX MY CREDIT.Cheers

michael

03:29 30 Mar 23

Highly recommend anyone to use this service. I was skeptical at first about this at first but decided to try it out and now everything on my credit report is fixed. A big thank you to Nikki and Jonathon, this has changed my life dramatically.

nateshell fergusson

05:33 09 Mar 23

Nikki and fix my credit team were informative, friendly ,supportive and professional in helping me begin my life all over again debt free highly recommend their service.

Laree Parsons

05:03 06 Mar 23

Wow the information I received from my first contact with fix my credit was amazing. I had no idea how the credit world worked! have a clear credit report and knowledge about creditors and how they all work! I’m amazed and so thankful and excited for the future with a clear credit history!Thank you so much.

Jess Cumberland

23:27 04 Jan 23

Fix my credit did an amazing job on fixing my credit file, very fast and efficient, with great costumer services. I would highly recommend them. I had tried other credit services and they all failed. Thank you to Nikki and all the team.

Sanjay Yapabandara

02:37 13 Dec 22

This is my first experience with a credit repair company and the process couldn’t have been better! Sam and his team were very understanding of our credit situation and stepped through things really patiently and clearly. Got our file cleared in 2-3 weeks! I initially had my doubts about paying someone to fix your credit, but these guys are legitimate and get the job done! If you’re on the fence about fixing your file, make sure you talk to FixMyCred and you’ll be surprised by what they can do!

Louis Spagnuolo

12:57 19 Nov 22

Can't believe it. Went through so many companies that promise the world with no result. Sammy was diligent, professional and I felt he wanted to help more than anyone I had spoken to previously. He understood me. He asked questions to make sure. And he got the result I needed to allow me to get the loan of a lifetime. Can't recommend or thank Fix My Cred enough!

Ricky Mccrimmon

06:15 19 Sep 22

From the 1st engagement with Sam, to the end result with Danni, these guys were fast, thorough and incredibly efficient. They know what they are doing and could not recommend them enough. Thanks again!

Tyrone Kefecek

00:58 19 Sep 22

Bloody rippa!!!Sam and danni are the best !They helped me and my partner move in with our lives and we are looking forward to buying our first house !!If you are thinking about using this service, just don’t think do it, it will pay offWe can’t explain how happy we are we highly recommend fix my credit !!

Joshua Duffield

06:19 15 Aug 22

Would highly recommend these guys they took great care of my and my account did an absolutely amazing job and went above and beyond kept constant communication making sure everything was right and sorted and has very plight respectful and helpful at anytime I contacted them

jeff allen

09:07 03 Aug 22

I was recommended Fix My Budget by a friend, my credit has been extremely poor for the past few years and within a couple of weeks Sam and his team have been able to clear all my credit problems!!If you are having credit problems I would highly recommend you use FixMy Budget they are truly amazing!!

Kerry Allen

09:06 03 Aug 22

Absolutely amazing service !! Sam and his team were very professional and l couldn’t be happier with the results, everything was done and fixed in a matter of weeksWould highly recommend

Maddy Bronleigh

13:38 29 Jul 22

The staff at fix my credit including Danni and Sam were both so knowledgeable, kind and understanding of my situation. They were approachable and helped me understand the whole process in an easy to understand way. I was updated for every step of the way and they worked hard on my case. I appreciate all the help and would recommend them to anyone looking to fix their credit.

Ashleigh Cooper

05:58 30 Jun 22

Highly recommend this amazing company. I had an issue with my credit report and they were able to help in a timely manner. Kim was great to deal with. Replied to my emails very quick and helped with everything I needed

Ben Ball

19:22 15 Jun 22

This team does life changing work. Can not recommend their service enough.Great communication for every step and default was removed within a short time frame.Thanks Danni and Sam.

Josh Johnston

01:39 11 May 22

Really helpful, couldn’t be happier with the job they provided! Awesome work!Would definitely recommend.

Mitch

03:41 10 May 22

Very clear and transparent process. Very quick to repair my credit. Competitively priced. Nice to deal with. Would recommend to anyone needing to repair the credit history.

Nicky O'Donnell

01:04 06 May 22

Sam and Danni were awesome. Lovely and genuine, gave me all the info I needed. Thank you

Stehlen

04:41 04 May 22

Quick easy and friendly and very helpful. Great team to help you on your way to fixing your credit.

Jesse

04:35 04 Apr 22

The team at fix my cred did a fantastic job and resolved my issue to full satisfaction.

Maka Jeremiah

06:04 28 Mar 22

I have had really good experience with the team they have helped me out in so many ways i couldnt imagine.from were i was to were i am now and heading my future is really looking up!i highly recomend there service.

Jed Kain

05:49 28 Mar 22

Sam and danni from fix my credit were fantastic in helping me through the process of fixing ip my credit. Such a great company with friendly staff and they really make it easy for you by doing all the work for you.Highly recommend this company.

Craig Lysterfield

06:55 11 Mar 22

Fix My Credit did exactly what they said they would do. I now have a clean file and have been approved for my new car. Thanks guys 😊

Anna Peacock

07:56 25 Feb 22

I was referred to fix my credit and before making my decision I read the reviews and thought ok I'll try this out and gosh an I happy that I did. I worked with Danni who was very thorough and delivered the exact results I was hoping for. I'm so extremely thankful for this service now my family and I can start fresh and move on cleanly with our future

Harley Kluck

01:14 18 Feb 22

I was skeptical at first but my credit score was fixed in just over 24hours. I could not be happier and would recommend to anyone in need

BADM4NIAC M4NIAC

11:30 10 Feb 22

Unbelievable service was all wrapped up within the week well worth the money can finally live our life knowing there is no defaults

Edward McGuire

13:08 10 Jan 22

Excellent service in very quick time I would recommend to everyone who needs these services 💯 satisfactionE m

Cody Herewini

10:15 06 Jan 22

I can not speak highly enough of my experience, I worked with danni and she made the process so easy, she worked tirelessly through covid to get the exact results they promised I now have the opportunity to buy the truck and house I've been looking for because of the team and Danni thank you all again.. I would highly recommend them to anyone going through what I was.

Jay Ketelaar

04:11 05 Dec 21

Last week I had the amazing phone call saying that Fix My Credit had been able to get the defaults on my file removed. It literally took them just 24 hours to have the companies agree to remove the defaults. Seriously professional, polite and communicative team. Danny and Sam are the absolute best to interact with, friendly and informative I felt at ease that they would get the job done and knew what was happening in advance.

Kerri Hill

06:06 30 Nov 21

Sam and Danni were absolutely wonderful. My default was taken care of in less than a week and off my credit the following week. I just got a loan for my new dream car at a great rate of 6.5% thanks to their help. I was looking at 22% on a loan before their help. So worth every penny to get Fix My Credit to come in and clean up the defaults.

Alan Mac

05:57 30 Nov 21

Fix my Credit offers a no -nonsense phone initial consultation in which everything was explained to me in detail. The level of professionalism was superb. The service was exactly what they said it would be. I highly recommend getting in touch with the team at Fix My Credit if you have any credit problems.

Cristy Molloy

00:56 03 Aug 21

After being burdened by old defaults that i was in the process of paying off still affecting my ability to borrow money, I contacted sam from fix my credit, from the first phone call i felt very informed and up to date, we arranged a payment plan to pay off the fee. Once paid i was assigned danni who is a miracle worker! She kept me up to date with every step, she ensured i understood what was happening AND SHE HAD 6 DEFAULTS REMOVED IN 2 WEEKS! I would recommend these guys to anyone!

Matt Richards

09:35 19 Jul 21

A massive thanks to Danni for her hard work and persistence in repairing our files. Danni found real solutions, and kept us up to date along the way. We are extremely happy with the outcome, and will now be able to proceed with our build finance. Would highly recommend the guys at Fixmycred, worth every cent!

Gurpreet Sinvh

01:24 12 Jul 21

Best service I ever had very professional and very helpful I must say they are the best team and very positive attitude towards customer.

stephen allen

00:57 07 Jun 21

Amazing services, highly recommended! many thanks and appreciation to Sam, Danni and the team. thought i was looking at many years before finance would ever be an option for me. Fix My Credit has resolved and removed all credit defaults from my credit file in a timely manner and pushed my score to secure my future finance endeavours. Honest and professional team coached me through the entire process.

peachy_ rook

10:20 29 Apr 21

The service I have received at fix my credit was over exceptional, I had a really professional form from both people helping on my case. Not only was I pleased with the out come but the time they got my credit file fixed up, along side the time they took to listen about what I had to explain for the reason I was in the situation I was in. Sam and Danni I thank you both you have made my life a lot easier getting my file cleared. I have so much gratitude for the effort you’s have put in. Thank you again.

Emma Vetisch

10:01 15 Apr 21

I was absolutely blown away with the incredible service, efficiency and professionalism that I experienced with Fix My Credit. Sam was very personable, so lovely to associate with and made what I thought was impossible, possible. He had plenty of helpful advice and knowledge that he shared. Danni worked in such an efficient manner, having my issues resolved within a day! I cannot thank Fix My Credit enough, they have truly given me such hope for my future.Thanks again Sam and Danni.

Alice Francis

02:25 01 Apr 21

Massive thank you to Danni and Sam. Right from the start, Sam was understanding when I wasn't able to talk on the phone, he went out of his way to ensure that I felt respected as a person and not just another money figure. Sam was very supportive when it came to discussing difficult details and allowed for extra time to respond.I definitely won the jackpot when I was assigned Danni to my case. Right from the first hello, she was always approachable and went above and beyond to help me even when the company that I was having issues with, made it harder than it needed to be to confirm that I was the account holder and Danni was an authorised contact. She was always readily available to answer the phone and very prompt with her replies. Got the best outcome in a very short time. I thought this was an issue that would stay with me for a lot longer, now i can go live my new dreams thanks to Fix My Credit, Danni and Sam THANK YOU AGAIN!

daniel drake

05:31 16 Mar 21

We had a really good experience with Sam and danni. They cleared our default under a week and the communication we had the entire time was amazing. We couldn't be more happier that we chose this company. We can not thank you guys enough for giving us this amazing result!!

James Anderson

03:04 09 Feb 21

I can’t explain how happy you have made me with the result from all your hard work, I can’t believe you stuck with over this long journey. It’s a credit to you not only on a professional level, but also on a personal level, Most people would of just given up and put it in the all to basket and moved on. I am really thankful you stuck with meJames

Kingfisher 51

02:47 01 Feb 21

Very professional and I highly recommend these people to work with….I’ve looked into few companies in the past and nothing compares to Fix My Credit.All my defaults have been removed just like that. If anyone is in need of CREDIT REPAIR or getting their FINANCES on track?Then look no further….contact Sam or Danni and have a chat!I was so happy with their service and couldn’t have asked for a better service. An amazing company to sort out your credit issues. Thank you very much Sam and Danni. Your company is the best!

Brendan Cook

23:33 25 Jan 21

Very happy with the service Danni provided. I had a judgement on my credit file that should have been removed. My wife and I are purchasing a home and needed my credit file fixed to be able to go for finance.Thanks fix my credit.

Rob Hill

19:03 12 Jan 21

The people at Fix My Credit are extremely helpful and keep you informed throughout the entire process.Thanks to them I am now able to have a good credit rating.Would highly recommend this service to anyone.

Lauren Minor

12:07 11 Jan 21

Highly recommend Sam and Danni. Great communication from the start of the process to the end. Very professional and good at what they do. Thankyou so much.

Josh Morris

09:03 11 Jan 21

Couldn’t have asked for a better experience with fix my credit. Got the result that I was after in a timely fashion and this now helped me secure finance a n my dream car. Thanks to the team at fix my credit

Tierany Thompson

03:41 11 Jan 21

I was very pleased with the service I received. They kept me in close contact, and made sure I was aware of all changes to my account. They worked in a timely manner, and explained everything in much detail.

Amber Gibson

01:46 30 Nov 20

The experience was smooth and easy and felt supported the whole way through. Highly recommend!

Andrea Black

06:43 17 Nov 20

I was put in contact with fix my credit after an application for a loan was declined. Right from the first call with Sam till the last call with Danni the whole process was quick and easy. I can't thank the guys enough at FixMyCredit for everything they have done and I wish I had heard of this company a lot sooner. Thanks again Sam and Danni at FixMyCredit

Ben Holt

06:30 13 Nov 20

Great customer service all round. From the first phone call with Sam to the last email from danni, everything was so easy. Sam set everything up, answered any and every question I had and gave me all the answered I needed. Danni was very quick to respond to emails and message from myself with updates of how things were traveling. Have highly recommended to all my friends and family

Corey Simpson

00:48 03 Nov 20

Great outcome, I was well informed when I enquired about the process and the process was very smooth and easy. thanks to the team at Fix My Credit.

samueltom517

00:07 03 Aug 20

Danni Wells and Sam have been so helpful and professional in dealing with my situation. They perform a very noble service especially in these tough times when many dont have a voice and are marginalised, their services help people have a fair go. I highly recommend this company!

Vanessa Harris

06:52 16 Jul 20

Highly recommend Danni & Sam they are very very good at what they do.My credit file Is now clean.Thankyou so much for fixing my credit you two are amazing & have opened so many new doors forMe & my children.100% the best in the business.

Viviana Stockwell

23:55 13 Jul 20

100% recommended!! Fix my credit ,Danni successfully removed a default from my credit history.Now finally can apply for a loan and get finace again.Very professional I strongly recommend Fix My Credit!!Thank you

Steven Bolton

03:22 23 Jun 20

Excellent service, extremely helpful and no false promises.

Ian Dennis

02:05 19 Jun 20

Danni and Sam should have gold statues made in their honour. Very professional. Did what that said they would do. I wish I knew about their service a couple of years ago. Would have saved a lot of stress and heartache. Thanks so very much. Now life can start again.

SCOTT JAMES ANDREWS

01:44 18 Jun 20

Highly recommend using Fix my credit! I was skeptical at first but it was legit the best investment ever. So pumped I can now get the business loan I needed and nothing in my way! Massive thanks to fix my credit, appreciate all your help 🙏🏼

Boubacar Niane

13:05 09 Jun 20

Great service Danni was very good and professional I appreciate her great work and understanding Sam was very good as well explained all the process in a professional manner I will definitely recommend to any one who has problems with their credit score ,Ahmed

Jahmal Creary

02:00 28 May 20

Amazing and supportive company today I found out that the defaults on my file had been wiped completely after only just over 2 weeks of talking to Sam and Danni words couldn't describe how thankful I am to them

Naith Wilson

01:38 27 May 20

Sarah was fantastic to deal with all defaults were removed in the 30 day time frame. Thank you Fix My Credit

Steven Desbrowe-Annear

02:40 26 May 20

Fix my credit is actually that, they fixed my credit. Danni successfully got my defaults corrected and wiped from my credit history. I am over the moon, i now have a clean credit file which means i can finally get finace again. Very professional and good at what they do. I strongly recommend Fix My Credit!!

Jason Kucek

03:50 05 May 20

Sam and Dannii from fix my credit were awesome , they were thorough and made the experience quick and easy , Dannii called me today to let me know the defaults I Had on my file have been removed because someone else had a similar name. Greatly appreciated and highly recommended.Thanks guys

Paul Maihi Taniora

04:06 31 Mar 20

I didn’t know I was listed as a bad creditor until I applied for business finance. After a short consultation with the team from Fix My Credit my record was wiped clean inside of 30 days. Couldn’t speak more highly of Sam & Danni. Fantastic experience and highly recommended💪💪🤙🏾🤙🏾

Humphrey Wightman

07:15 19 Mar 20

Danni & Sam are absolutely amazing,they fixed up my credit file and before long I had my business loan sorted,the Quality of service and professionalism was outstanding,I would definitely recommend Fix My Credit to anyone on any day, so give Danni or Sam a call today and get that credit file fixed you won’t regret it.

jade salmond

06:51 17 Mar 20

This team is amazing - Specially Danni who helped me through a very hard situation. I really appreciate all the help and support to achieving the outcome. I am sooo blessed. I highly recommend them.

Chase The Good Life Harambe's brother Steven

05:18 13 Feb 20

Fix My Credit.. absolutely saved me. I was getting a car loan and somehow had missed an old phone bill from years ago I had no idea I even had. They sorted it really quickly and now I’m in my new car.. thanks again 🥰

Renee Purssell

01:01 10 Feb 20

I was completely unaware and shocked to learn I had a default on my file. I was sceptical at first that fix my credit would be able to help. Exactly 4 weeks after my call to them, and a total of 10 minutes of my time, they have been able to get my default removed. I couldn’t rate them high enough.! What a relief I can now move forward. Thanks so much Sam and Danni

Alison Jamieson business

04:07 28 Jan 20

This morning Danni phoned me to say they had defaults that were incorrect removed off my file. I am so thankful that this is now sorted and I can now purchase my house. This is life changing and I totally recommend Sam and Danni the service is above what was expected with recommendations and phone calls from a financial planner and consultant who is passionate about building a retirement and fund for children and ourselves so the future now looks positive.

Richard Jefferies

02:07 16 Dec 19

We have been using Fix My Credit for many years and I cannot recommend this company enough. Very good at getting defaults removed. We have tried a number of companies in the past are nothing compared to Fix My Credit. Worth the money

Mark Matthews

04:13 25 Oct 19

Very happy with the service provided. They were able to secure a successful outcome following an error made by a major finance company. The fees charged were very reasonable as well considering the work that was involved and the level of expertise provided. Highly recommended!

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FAQS

What is credit repair, and how does it work?

Credit repair is the process of improving a person’s creditworthiness by addressing errors, inaccuracies, or unfair information on their credit report. It involves reviewing credit reports, identifying discrepancies, and working to have incorrect or outdated information corrected or removed. Learn more about our credit repair services.

How can Fix My Credit help me?

Fix My Credit has a team of experienced professionals who can help you fix your bad credit score online. Over the years, we have developed a great understanding of the credit score process, and our team has the skills and knowledge to resolve disputes and navigate information about your credit rating. We will help you create a positive credit history and take the stress out of the process by taking calls from debt collectors and negotiating on your behalf.

Why should I get professional credit repair help?

Fix My Credit can provide valuable expertise, save you time and effort, and increase your chances of success. They have in-depth knowledge of credit laws, can navigate the complexities of the process more efficiently, and negotiate on your behalf. With personalised guidance and support, they can develop a comprehensive plan tailored to your specific credit situation, ensuring your rights are protected throughout the process.

What are the common reasons for having a bad credit rating?

Common reasons for having a bad credit rating in Australia include late payments, defaults, bankruptcy, court judgments, high credit utilisation, and multiple credit applications. These factors can negatively impact your credit score and make it challenging to access credit or secure favourable terms.

How long does it take to repair my credit history in Australia?

The time it takes to repair credit history in Australia can vary depending on the complexity of your situation. Most cases are wrapped up in 30 days however some cases can take up to several months.

Can I repair my credit on my own?

You have the option to repair your credit on your own, but it can be a time-consuming and challenging process. Hiring a credit repair company can provide expertise, knowledge of credit laws, and assistance in dealing with credit providers, making the process smoother and more efficient.

What are the potential benefits of repairing my credit?

Repairing your credit can have several benefits, including increased chances of loan approval, lower interest rates on credit products, improved financial opportunities, and a more positive credit profile. It can also provide peace of mind and help you regain control of your financial future.

Are there any guarantees that my credit score will improve after using credit repair services?

No credit repair company can guarantee specific credit score improvements. However, at Fix My Credit, we have a proven track record of repairing Aussie credit scores and will work diligently to address errors, inaccuracies, and unfair information on your credit report, which can lead to improvements in your credit score.

How much does credit repair cost?

The cost of credit repair services in Australia can vary among different credit repair companies. Fix my offers one of the cheapest rates for credit repair in Australia. Contact us for a free consultation. Our credit repair services starts at $1195.00 inc gst.

What steps can I take to maintain a good credit rating after the repair process?

After credit repair, it’s essential to practise responsible financial habits. This includes making payments on time, keeping credit utilisation low, maintaining a healthy mix of credit, regularly monitoring your credit reports, and addressing any issues promptly. See our articles for more information on maintaining good credit.

Are there any legal regulations or limitations when it comes to credit repair in Australia?

Yes, there are legal regulations that govern credit repair practices in Australia. Credit repair companies must comply with the Australian Securities and Investments Commission (ASIC) guidelines and other relevant legislation. It’s important to work with a reputable credit repair company that operates within the legal framework to protect your rights and interests.

Bad credit history?

We can help fix bad credit

Fixing Your Financial Issues

Full Credit Report

Credit Restoration

Debt Solutions

Removal of Defaults, Court Judgements & Clearouts

Assistance in Securing Finance

Debt Negotiation

Why Good Credit is Important

Bad credit is all too common in Australia with 1 in 5 people suffering the devastating affects that apply to those with defaults or court judgements on their credit file.

Get in touch with us

Our Process

Free Consultation

Application Process

Lodgement of Repair Documents

Free Consultation

Application Process

Lodgement of Repair Documents

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Credit Repair Assessment

Testimonials

Ryan & Kat

Adam Pungitore

Timothy Godson

Hear from our clients

Defaults We Remove on a Daily Basis

FAQS

Credit Repair in Australia

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