Restoring Your Credit History

Why good credit is important

Australians know all too well about the consequences of bed credit. There are millions of consumers suffering from the devastating effects of having defaults/court judgements on their file. Even an overlooked power bill of $200 has the power to disable you from being approved for any type of finance. Leaving your only option with bed credit lenders who charge extortionate amounts in extra interest. Common reasons people find themeselves with bed credit can vary from moving address,lost mail, relationship break-ups to severe financial hardship and disputed invoices

Home Loans

Amount borrowed

$350,000

Interest paid with good credit

$471,939

Interest paid with bad credit

$899,169

Deposit needed with good credit

$17,500 (5%)

Deposit needed with bad credit

$70,000 (20%)

Upfront fees with good credit

$500

Upfront fees with bad credit

$4,000

Car Loans

Amount borrowed

$25,000

Interest paid with good credit

$8,435

Interest paid with bad credit

$44,757

Deposit needed with good credit

$0 nil

Deposit needed with bad credit

$5,000 (20%)

Personal Loans

Amount borrowed

$30,000

Interest paid with good credit

$14,732

Interest paid with bad credit

$75,663

Deposit needed with good credit

$0

Deposit needed with bad credit

In most case always.usually car or house

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