At Fix My Credit this is what we can do for you.
YES! Its not the size of the default it’s the fact you have one, even if you pay the $200 debt you are still going to be in the exact same position with bad credit! As paying the debt DOES NOT remove it!
If the listing is disputable then NO you do not have to pay it to have it removed. You will however have to settle the debt with the provider at a later stage.
No. A default is listed by the provider straight to the credit reporting agency themselves. A Judgement is listed through the courts.
No. A listing can only be removed if it has been listed in error, or if the listing itself is disputable.
No. Unlike most other competing companies out there, we only charge a one off fee only IF you are accepted for our services. Be careful you don’t get sucked in to paying high administration fees that some companies charge for what we do at no cost!
Absolutely. You as the consumer have the right to challenge any listing on your credit file that you believe is disputable or listed in error.
Our company advocates on your behalf, the most you may be asked to do is sign where needed.
Yes in some cases, however only if there has been a breach in legislation prior to listing you.
Equifax allows a maximum of 30 days to have a response but this can vary on a case by case scenario.
No, although we have access to Equifax’s system we are not associated with them in any way, shape or form.
Don’t take our word for it. Read what our happy customers think of us.
We accept referrals from some of the industry’s leading establishments.
See Referral Agreement