At Fix My Credit, we’re committed to helping you overcome financial hurdles with our comprehensive services:
Gain insight into your financial standing with a detailed credit report, providing an accurate overview of your credit history.
Fix My Credit will work hard to help you restore your credit by employing proven strategies to address negative items on your credit report and improve your credit score.
Whether through debt negotiation with creditors, or other personalised approaches, our team is here to help you regain control of your finances.
We tackle all kinds of credit challenges, including the removal of defaults, court judgments, and clear outs.
Whether you’re seeking a loan, mortgage, or other forms of financing, we assist in optimising your credit profile to increase your chances of approval.
We specialise in negotiating with creditors on your behalf to achieve favourable terms for debt settlement.
Want to know more? Please complete our quick contact form
Contact us Book a CallYES! Its not the size of the default it’s the fact you have one, even if you pay the $200 debt you are still going to be in the exact same position with bad credit! As paying the debt DOES NOT remove it!
If the listing is disputable then NO you do not have to pay it to have it removed. You will however have to settle the debt with the provider at a later stage. Learn more about credit default removal.
No. A listing can only be removed if it has been listed in error, or if the listing itself is disputable.
No. Unlike most other competing companies out there, we only charge a one off fee only IF you are accepted for our services. Be careful you don’t get sucked in to paying high administration fees that some companies charge for what we do at no cost!
Absolutely. You as the consumer have the right to challenge any listing on your credit file that you believe is disputable or listed in error.
Our company advocates on your behalf, the most you may be asked to do is sign where needed.
Yes in some cases, however only if there has been a breach in legislation prior to listing you.
Equifax allows a maximum of 30 days to have a response but this can vary on a case by case scenario.
No, although we have access to Equifax’s system we are not associated with them in any way, shape or form.
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We accept referrals from some of the industry’s leading establishments.
See Referral Agreement