If the listing is disputable then NO you do not have to pay it to have it removed. You will however have to settle the debt with the provider at a later stage.
Google Rating
4.9
Based on 232 reviews
Fix My Credit
4.9
Alice Barakat
02:53 20 Jun 24
Fix my credit team are absolutely amazing at what they do. I highly recommend them.A Special BIG THANK YOU to Brock who went above and beyond to help me out and kept me updated in every step he made through the process! He is a superstar, very profesional, patient and lovely to deal with.Thank you so much for everything you did.
Brett Orr
16:49 07 Jun 24
I have recently been dealing with the team at Fix My Credit. I am extremely satisfied with the work of my Case Manager Nikki Zahl that was able to fix my credit defaults even tho the creditors wouldn't play ball but she didn't give up and achieved the taskI would happily recommend Fix My Credit to anyone having issues with bad credit. Amazing guys. Thank you so much!!!
Pam Burgess
06:21 06 Jun 24
FIXMYCRED are absolutely amazing at what they do. 1000% highly recommend! You won’t find a better company to deal with when it comes to credit.Special shout out to Brock! Really goes out of his way to help and he’s alway happy to help, no task too small and nothing goes in the too hard basket!Thanks so much for everything
brendan siluca
00:55 05 Jun 24
Claudia was absolutely amazing! I had some defaults with various agencies. I thought I’d never have it all fixed. The relief I have now and being able to have financial freedom is the best. If you are hesitant don’t be. She will get results and fast for you!
Kim
04:48 21 May 24
I have recently just dealt with the team at Fix My Credit. I am extremely satisfied with the work of my Case Manager Claudia Jackson who had been able to fix my credit defaults in under 48hrs. The team were very respectful towards my work hours etc and were able to work in with times that best suited me.I happily recommend Fix My Credit to anyone having issues with bad credit. Amazing guys. Thank you so much!!!
Jontz Fuemana
16:33 23 Apr 24
Jonathan Moy and Nikki Zahl are very professional. Very easy to work with. Communication was always clear and understanding. Always kept me updated from start to the end. Simple and easy steps. Throughout the entire journey. Highly recommend them to anybody seeking help and support with there credit. Thank you for your time and help. You guys are the best.
Cindy Zalghout
12:41 19 Apr 24
Nikki and her team were amazing, very quick to respond, kept me updated throughout the whole process, they are kind, understanding and more importantly, I received a great outcome!Thank you so much Nikki
Dee Rose
00:41 09 Apr 24
I express immense gratitude to Claudia for her exceptional dedication and effort. She efficiently managed all necessary tasks to ensure my peace of mind. Claudia's communication skills and responsiveness were outstanding. She went above and beyond to assist me in resolving my situation. I wholeheartedly reccomend this team for their reliability and commitment to assisting individuals in beginning anew, with an improved quality of life. They are true to their words.
Jake Brailak
00:18 17 Mar 24
I highly recommend fix my credit as they went above and beyond to get me the best possible outcome and remove a default that I had against my name For many years. Nikki was my case manager and was an absolute pleasure to deal with. Thanks again Nikki 🙏
Jean Smith
09:16 06 Mar 24
She absolutely brilliant 👏 highly recommend. So efficient and the process was so easy. Was wonderful to deal with. Great communication skills.
Janelle Aquilina
08:07 29 Feb 24
Jade Ur an absolute queen.. if I could give this woman 1000000 stars, I would. So professional, so friendly and makes u feel so comfortable.. I'm default and stress free. Thanks again
Isaac Collins
22:46 22 Feb 24
I have had a great experience working with Sam and the team at Fix My Credit. I was recommended to them by my mortgage broker (freedom loans) as I had a few issues on my credit file stopping me from getting the best interest rates. After a quite in depth conversation with Sam it was determined that there was a high chance they would be able to clear most of my file. Within a short period I had confirmation that they were able to clear all the defaults from my credit file. They are honest and no nonsense and if you have faults or other issues on your credit file I would highly recommend you call them and see if they can help you. Getting this done has relieved a lot of financial stress for me.
Cj Lyle
06:16 15 Feb 24
Fix my credit helped me so much they were very efficient and extremely quick when it came to get my issue resolved. It only took 30 days and they have already remedied the issue with my credit would recommend.Great prices too
Karl Ioata
20:21 07 Feb 24
Firstly, I am one that typically dont leave reviews.However I cannot go past the experience I had with Fix My CreditSam & Nikki were fantastic, so easy to deal with, and yes they really are on your side and fight hard on behalf.Couldnt thank them enoughAnd yes, they really do fix your file.Dont be fooled into some other sites. These guys are the real dealThanks again Sam, Nikki & Team
Brooklynn Joosten
04:34 30 Jan 24
Although the creditor was very difficult in responding, Brock powered through and was able to amend my credit. I very much appreciate his efforts and time. 10/10 would recommend and use again if needed.
Wade Osborne
00:20 29 Jan 24
I am grateful for the fantastic service that has been provided by Fix My Credit, there was a continuous flow of information and I was always kept up to date, even out of business hours. A massive thanks to Nikki for all of her help and a successful outcome.
Joshua Pollock
05:33 08 Jan 24
Fix my credit are great! From the first call up for help, to the end every person has been helpful and encouraging through the whole process. Nikki got straight to it and got the job done without any hesitation. Definitely recommend!
Richie Fepuleai
06:28 26 Oct 23
Received a phone call within minutes of being introduced via email. Sam was efficient and quick with asking and answering questions, explained the process and how things were going to proceed. Once they understood my situation, Sam and his team got to work. I was then passed on to Nikki who after introducing herself said she would get onto the paper work immediately. After 24hrs Nikki phoned with the good news. Super impressed with the the team who worked on my file and how easy they made the process feel. Highly recommend them.
Kyl Jones
03:20 26 Oct 23
Fix My Credit have been amazing into helping clear my credit from previous defaults. Such a quick and professional team. Communication was superb and kept me informed every time a default was removed and/or they ran into an issue. 10/10 recommend them to anyone.
Vikesh Venketeshan
06:44 03 May 23
First when I contacted I was bit anxious however Sam is the one whome I was referred to later my case was managed by Nikki. Impeccable results and could successfully able to remove my default.If you guys wanna help with credit default . Contact Nikki and Sam.Highly recommend. Cheers
Tarik Hilal
02:17 12 Apr 23
The most remarkable prompt service you will find in Australia regarding anything credit related!The team from fix my credit were nothing short of excellent, from the first point of contact to the last phone call from the manager calling to confirm the success of clearing all defaults. I hope who ever reads this understands there is businesses out there to genuinely help you and not just charge a fee. They have payment plans to help and not only that full time support. I thank you all again sincerely for the amazing and prompt service. I recommend FIX MY CREDIT.Cheers
michael
03:29 30 Mar 23
Highly recommend anyone to use this service. I was skeptical at first about this at first but decided to try it out and now everything on my credit report is fixed. A big thank you to Nikki and Jonathon, this has changed my life dramatically.
nateshell fergusson
05:33 09 Mar 23
Nikki and fix my credit team were informative, friendly ,supportive and professional in helping me begin my life all over again debt free highly recommend their service.
Laree Parsons
05:03 06 Mar 23
Wow the information I received from my first contact with fix my credit was amazing. I had no idea how the credit world worked! have a clear credit report and knowledge about creditors and how they all work! I’m amazed and so thankful and excited for the future with a clear credit history!Thank you so much.
Jess Cumberland
23:27 04 Jan 23
Fix my credit did an amazing job on fixing my credit file, very fast and efficient, with great costumer services. I would highly recommend them. I had tried other credit services and they all failed. Thank you to Nikki and all the team.
Sanjay Yapabandara
02:37 13 Dec 22
This is my first experience with a credit repair company and the process couldn’t have been better! Sam and his team were very understanding of our credit situation and stepped through things really patiently and clearly. Got our file cleared in 2-3 weeks! I initially had my doubts about paying someone to fix your credit, but these guys are legitimate and get the job done! If you’re on the fence about fixing your file, make sure you talk to FixMyCred and you’ll be surprised by what they can do!
Louis Spagnuolo
12:57 19 Nov 22
Can't believe it. Went through so many companies that promise the world with no result. Sammy was diligent, professional and I felt he wanted to help more than anyone I had spoken to previously. He understood me. He asked questions to make sure. And he got the result I needed to allow me to get the loan of a lifetime. Can't recommend or thank Fix My Cred enough!
Ricky Mccrimmon
06:15 19 Sep 22
From the 1st engagement with Sam, to the end result with Danni, these guys were fast, thorough and incredibly efficient. They know what they are doing and could not recommend them enough. Thanks again!
Tyrone Kefecek
00:58 19 Sep 22
Bloody rippa!!!Sam and danni are the best !They helped me and my partner move in with our lives and we are looking forward to buying our first house !!If you are thinking about using this service, just don’t think do it, it will pay offWe can’t explain how happy we are we highly recommend fix my credit !!
Joshua Duffield
06:19 15 Aug 22
Would highly recommend these guys they took great care of my and my account did an absolutely amazing job and went above and beyond kept constant communication making sure everything was right and sorted and has very plight respectful and helpful at anytime I contacted them
jeff allen
09:07 03 Aug 22
I was recommended Fix My Budget by a friend, my credit has been extremely poor for the past few years and within a couple of weeks Sam and his team have been able to clear all my credit problems!!If you are having credit problems I would highly recommend you use FixMy Budget they are truly amazing!!
Kerry Allen
09:06 03 Aug 22
Absolutely amazing service !! Sam and his team were very professional and l couldn’t be happier with the results, everything was done and fixed in a matter of weeksWould highly recommend
Maddy Bronleigh
13:38 29 Jul 22
The staff at fix my credit including Danni and Sam were both so knowledgeable, kind and understanding of my situation. They were approachable and helped me understand the whole process in an easy to understand way. I was updated for every step of the way and they worked hard on my case. I appreciate all the help and would recommend them to anyone looking to fix their credit.
Ashleigh Cooper
05:58 30 Jun 22
Highly recommend this amazing company. I had an issue with my credit report and they were able to help in a timely manner. Kim was great to deal with. Replied to my emails very quick and helped with everything I needed
Ben Ball
19:22 15 Jun 22
This team does life changing work. Can not recommend their service enough.Great communication for every step and default was removed within a short time frame.Thanks Danni and Sam.
Josh Johnston
01:39 11 May 22
Really helpful, couldn’t be happier with the job they provided! Awesome work!Would definitely recommend.
Mitch
03:41 10 May 22
Very clear and transparent process. Very quick to repair my credit. Competitively priced. Nice to deal with. Would recommend to anyone needing to repair the credit history.
Nicky O'Donnell
01:04 06 May 22
Sam and Danni were awesome. Lovely and genuine, gave me all the info I needed. Thank you
Stehlen
04:41 04 May 22
Quick easy and friendly and very helpful. Great team to help you on your way to fixing your credit.
Jesse
04:35 04 Apr 22
The team at fix my cred did a fantastic job and resolved my issue to full satisfaction.
Maka Jeremiah
06:04 28 Mar 22
I have had really good experience with the team they have helped me out in so many ways i couldnt imagine.from were i was to were i am now and heading my future is really looking up!i highly recomend there service.
Jed Kain
05:49 28 Mar 22
Sam and danni from fix my credit were fantastic in helping me through the process of fixing ip my credit. Such a great company with friendly staff and they really make it easy for you by doing all the work for you.Highly recommend this company.
Craig Lysterfield
06:55 11 Mar 22
Fix My Credit did exactly what they said they would do. I now have a clean file and have been approved for my new car. Thanks guys 😊
Anna Peacock
07:56 25 Feb 22
I was referred to fix my credit and before making my decision I read the reviews and thought ok I'll try this out and gosh an I happy that I did. I worked with Danni who was very thorough and delivered the exact results I was hoping for. I'm so extremely thankful for this service now my family and I can start fresh and move on cleanly with our future
Harley Kluck
01:14 18 Feb 22
I was skeptical at first but my credit score was fixed in just over 24hours. I could not be happier and would recommend to anyone in need
BADM4NIAC M4NIAC
11:30 10 Feb 22
Unbelievable service was all wrapped up within the week well worth the money can finally live our life knowing there is no defaults
Edward McGuire
13:08 10 Jan 22
Excellent service in very quick time I would recommend to everyone who needs these services 💯 satisfactionE m
Cody Herewini
10:15 06 Jan 22
I can not speak highly enough of my experience, I worked with danni and she made the process so easy, she worked tirelessly through covid to get the exact results they promised I now have the opportunity to buy the truck and house I've been looking for because of the team and Danni thank you all again.. I would highly recommend them to anyone going through what I was.
Jay Ketelaar
04:11 05 Dec 21
Last week I had the amazing phone call saying that Fix My Credit had been able to get the defaults on my file removed. It literally took them just 24 hours to have the companies agree to remove the defaults. Seriously professional, polite and communicative team. Danny and Sam are the absolute best to interact with, friendly and informative I felt at ease that they would get the job done and knew what was happening in advance.
Kerri Hill
06:06 30 Nov 21
Sam and Danni were absolutely wonderful. My default was taken care of in less than a week and off my credit the following week. I just got a loan for my new dream car at a great rate of 6.5% thanks to their help. I was looking at 22% on a loan before their help. So worth every penny to get Fix My Credit to come in and clean up the defaults.
Alan Mac
05:57 30 Nov 21
Fix my Credit offers a no -nonsense phone initial consultation in which everything was explained to me in detail. The level of professionalism was superb. The service was exactly what they said it would be. I highly recommend getting in touch with the team at Fix My Credit if you have any credit problems.
Cristy Molloy
00:56 03 Aug 21
After being burdened by old defaults that i was in the process of paying off still affecting my ability to borrow money, I contacted sam from fix my credit, from the first phone call i felt very informed and up to date, we arranged a payment plan to pay off the fee. Once paid i was assigned danni who is a miracle worker! She kept me up to date with every step, she ensured i understood what was happening AND SHE HAD 6 DEFAULTS REMOVED IN 2 WEEKS! I would recommend these guys to anyone!
Matt Richards
09:35 19 Jul 21
A massive thanks to Danni for her hard work and persistence in repairing our files. Danni found real solutions, and kept us up to date along the way. We are extremely happy with the outcome, and will now be able to proceed with our build finance. Would highly recommend the guys at Fixmycred, worth every cent!
Gurpreet Sinvh
01:24 12 Jul 21
Best service I ever had very professional and very helpful I must say they are the best team and very positive attitude towards customer.
stephen allen
00:57 07 Jun 21
Amazing services, highly recommended! many thanks and appreciation to Sam, Danni and the team. thought i was looking at many years before finance would ever be an option for me. Fix My Credit has resolved and removed all credit defaults from my credit file in a timely manner and pushed my score to secure my future finance endeavours. Honest and professional team coached me through the entire process.
peachy_ rook
10:20 29 Apr 21
The service I have received at fix my credit was over exceptional, I had a really professional form from both people helping on my case. Not only was I pleased with the out come but the time they got my credit file fixed up, along side the time they took to listen about what I had to explain for the reason I was in the situation I was in. Sam and Danni I thank you both you have made my life a lot easier getting my file cleared. I have so much gratitude for the effort you’s have put in. Thank you again.
Emma Vetisch
10:01 15 Apr 21
I was absolutely blown away with the incredible service, efficiency and professionalism that I experienced with Fix My Credit. Sam was very personable, so lovely to associate with and made what I thought was impossible, possible. He had plenty of helpful advice and knowledge that he shared. Danni worked in such an efficient manner, having my issues resolved within a day! I cannot thank Fix My Credit enough, they have truly given me such hope for my future.Thanks again Sam and Danni.
Alice Francis
02:25 01 Apr 21
Massive thank you to Danni and Sam. Right from the start, Sam was understanding when I wasn't able to talk on the phone, he went out of his way to ensure that I felt respected as a person and not just another money figure. Sam was very supportive when it came to discussing difficult details and allowed for extra time to respond.I definitely won the jackpot when I was assigned Danni to my case. Right from the first hello, she was always approachable and went above and beyond to help me even when the company that I was having issues with, made it harder than it needed to be to confirm that I was the account holder and Danni was an authorised contact. She was always readily available to answer the phone and very prompt with her replies. Got the best outcome in a very short time. I thought this was an issue that would stay with me for a lot longer, now i can go live my new dreams thanks to Fix My Credit, Danni and Sam THANK YOU AGAIN!
daniel drake
05:31 16 Mar 21
We had a really good experience with Sam and danni. They cleared our default under a week and the communication we had the entire time was amazing. We couldn't be more happier that we chose this company. We can not thank you guys enough for giving us this amazing result!!
James Anderson
03:04 09 Feb 21
I can’t explain how happy you have made me with the result from all your hard work, I can’t believe you stuck with over this long journey. It’s a credit to you not only on a professional level, but also on a personal level, Most people would of just given up and put it in the all to basket and moved on. I am really thankful you stuck with meJames
Kingfisher 51
02:47 01 Feb 21
Very professional and I highly recommend these people to work with….I’ve looked into few companies in the past and nothing compares to Fix My Credit.All my defaults have been removed just like that. If anyone is in need of CREDIT REPAIR or getting their FINANCES on track?Then look no further….contact Sam or Danni and have a chat!I was so happy with their service and couldn’t have asked for a better service. An amazing company to sort out your credit issues. Thank you very much Sam and Danni. Your company is the best!
Brendan Cook
23:33 25 Jan 21
Very happy with the service Danni provided. I had a judgement on my credit file that should have been removed. My wife and I are purchasing a home and needed my credit file fixed to be able to go for finance.Thanks fix my credit.
Rob Hill
19:03 12 Jan 21
The people at Fix My Credit are extremely helpful and keep you informed throughout the entire process.Thanks to them I am now able to have a good credit rating.Would highly recommend this service to anyone.
Lauren Minor
12:07 11 Jan 21
Highly recommend Sam and Danni. Great communication from the start of the process to the end. Very professional and good at what they do. Thankyou so much.
Josh Morris
09:03 11 Jan 21
Couldn’t have asked for a better experience with fix my credit. Got the result that I was after in a timely fashion and this now helped me secure finance a n my dream car. Thanks to the team at fix my credit
Tierany Thompson
03:41 11 Jan 21
I was very pleased with the service I received. They kept me in close contact, and made sure I was aware of all changes to my account. They worked in a timely manner, and explained everything in much detail.
Amber Gibson
01:46 30 Nov 20
The experience was smooth and easy and felt supported the whole way through. Highly recommend!
Andrea Black
06:43 17 Nov 20
I was put in contact with fix my credit after an application for a loan was declined. Right from the first call with Sam till the last call with Danni the whole process was quick and easy. I can't thank the guys enough at FixMyCredit for everything they have done and I wish I had heard of this company a lot sooner. Thanks again Sam and Danni at FixMyCredit
Ben Holt
06:30 13 Nov 20
Great customer service all round. From the first phone call with Sam to the last email from danni, everything was so easy. Sam set everything up, answered any and every question I had and gave me all the answered I needed. Danni was very quick to respond to emails and message from myself with updates of how things were traveling. Have highly recommended to all my friends and family
Corey Simpson
00:48 03 Nov 20
Great outcome, I was well informed when I enquired about the process and the process was very smooth and easy. thanks to the team at Fix My Credit.
samueltom517
00:07 03 Aug 20
Danni Wells and Sam have been so helpful and professional in dealing with my situation. They perform a very noble service especially in these tough times when many dont have a voice and are marginalised, their services help people have a fair go. I highly recommend this company!
Vanessa Harris
06:52 16 Jul 20
Highly recommend Danni & Sam they are very very good at what they do.My credit file Is now clean.Thankyou so much for fixing my credit you two are amazing & have opened so many new doors forMe & my children.100% the best in the business.
Viviana Stockwell
23:55 13 Jul 20
100% recommended!! Fix my credit ,Danni successfully removed a default from my credit history.Now finally can apply for a loan and get finace again.Very professional I strongly recommend Fix My Credit!!Thank you
Ian Dennis
02:05 19 Jun 20
Danni and Sam should have gold statues made in their honour. Very professional. Did what that said they would do. I wish I knew about their service a couple of years ago. Would have saved a lot of stress and heartache. Thanks so very much. Now life can start again.
SCOTT JAMES ANDREWS
01:44 18 Jun 20
Highly recommend using Fix my credit! I was skeptical at first but it was legit the best investment ever. So pumped I can now get the business loan I needed and nothing in my way! Massive thanks to fix my credit, appreciate all your help 🙏🏼
Boubacar Niane
13:05 09 Jun 20
Great service Danni was very good and professional I appreciate her great work and understanding Sam was very good as well explained all the process in a professional manner I will definitely recommend to any one who has problems with their credit score ,Ahmed
Jahmal Creary
02:00 28 May 20
Amazing and supportive company today I found out that the defaults on my file had been wiped completely after only just over 2 weeks of talking to Sam and Danni words couldn't describe how thankful I am to them
Naith Wilson
01:38 27 May 20
Sarah was fantastic to deal with all defaults were removed in the 30 day time frame. Thank you Fix My Credit
Steven Desbrowe-Annear
02:40 26 May 20
Fix my credit is actually that, they fixed my credit. Danni successfully got my defaults corrected and wiped from my credit history. I am over the moon, i now have a clean credit file which means i can finally get finace again. Very professional and good at what they do. I strongly recommend Fix My Credit!!
Jason Kucek
03:50 05 May 20
Sam and Dannii from fix my credit were awesome , they were thorough and made the experience quick and easy , Dannii called me today to let me know the defaults I Had on my file have been removed because someone else had a similar name. Greatly appreciated and highly recommended.Thanks guys
Paul Maihi Taniora
04:06 31 Mar 20
I didn’t know I was listed as a bad creditor until I applied for business finance. After a short consultation with the team from Fix My Credit my record was wiped clean inside of 30 days. Couldn’t speak more highly of Sam & Danni. Fantastic experience and highly recommended💪💪🤙🏾🤙🏾
Humphrey Wightman
07:15 19 Mar 20
Danni & Sam are absolutely amazing,they fixed up my credit file and before long I had my business loan sorted,the Quality of service and professionalism was outstanding,I would definitely recommend Fix My Credit to anyone on any day, so give Danni or Sam a call today and get that credit file fixed you won’t regret it.
jade salmond
06:51 17 Mar 20
This team is amazing - Specially Danni who helped me through a very hard situation. I really appreciate all the help and support to achieving the outcome. I am sooo blessed. I highly recommend them.
Chase The Good Life Harambe's brother Steven
05:18 13 Feb 20
Fix My Credit.. absolutely saved me. I was getting a car loan and somehow had missed an old phone bill from years ago I had no idea I even had. They sorted it really quickly and now I’m in my new car.. thanks again 🥰
Renee Purssell
01:01 10 Feb 20
I was completely unaware and shocked to learn I had a default on my file. I was sceptical at first that fix my credit would be able to help. Exactly 4 weeks after my call to them, and a total of 10 minutes of my time, they have been able to get my default removed. I couldn’t rate them high enough.! What a relief I can now move forward. Thanks so much Sam and Danni
Alison Jamieson business
04:07 28 Jan 20
This morning Danni phoned me to say they had defaults that were incorrect removed off my file. I am so thankful that this is now sorted and I can now purchase my house. This is life changing and I totally recommend Sam and Danni the service is above what was expected with recommendations and phone calls from a financial planner and consultant who is passionate about building a retirement and fund for children and ourselves so the future now looks positive.
Richard Jefferies
02:07 16 Dec 19
We have been using Fix My Credit for many years and I cannot recommend this company enough. Very good at getting defaults removed. We have tried a number of companies in the past are nothing compared to Fix My Credit. Worth the money
Mark Matthews
04:13 25 Oct 19
Very happy with the service provided. They were able to secure a successful outcome following an error made by a major finance company. The fees charged were very reasonable as well considering the work that was involved and the level of expertise provided. Highly recommended!
