Fixing bad credit

Is a bad credit history affecting your financial opportunities? 

At Fix My Credit, we understand how challenging it can be when you have bad credit, and we’re here to help you turn things around by improving it. We are committed to providing tailored solutions to restore your financial health and improve your credit score.

With a range of specialised services created to address and resolve credit issues, we make it easier for you to navigate through the complexities of credit repair. Whether you’re facing defaults, court judgments, or simply struggling with a less-than-perfect credit history, our comprehensive approach ensures you receive the support you need to regain control of your financial future. 

How we can help

At Fix My Credit, we offer a range of services to address and resolve your credit issues:

• Credit report review: Get a detailed view of your credit situation to understand your starting point.
• Credit repair: We help improve your credit score by correcting and addressing negative entries on your credit report.
• Debt management solutions: Custom plans to manage and reduce your debt effectively.
• Removal of defaults and court judgments: Assistance with removing damaging defaults and court judgments from your credit file.
• Finance assistance: Support in securing finance and loans, even if your credit history isn’t perfect.
• Debt negotiation: We negotiate with creditors to potentially reduce your debt and improve your financial standing.

Why good credit matters

Bad credit can have a big impact on your life, making it difficult to secure loans, rent properties, or even get certain jobs. In Australia, nearly 20% of people face challenges due to credit issues like defaults or court judgments. An overlooked bill or financial mistake can lead to a poor credit rating, often leaving you stuck with high-interest loans or denied credit. 

Our step-by-step process

STEP 1: Free consultation
Start with a free consultation where we’ll explain our services, assess your situation, and discuss how we can assist you.

STEP 2: Application process
Complete a straightforward application to determine if our services are right for you. Our team will guide you through the necessary steps and inform you about your eligibility.

STEP 3: Repair documents submission
If approved, we will handle the submission of necessary documents to credit reporting agencies, ombudsmen, and creditors to seek the removal of negative marks from your credit report.

Why choose Fix My Credit?

• Experienced: Over 7 years of experience in credit repair.
• Industry leader: High success rate in improving clients’ credit scores.
• Quick credit reports: Receive your credit report swiftly.
• Dedicated case manager: Personal support throughout the process.
• Affordable rates: Competitive pricing for our services.
• Licensed professionals: We are a fully licensed credit repair company.

Ready to fix your bad credit? Contact us today or book a call to learn more about how we can help you achieve a brighter financial future.