At Fix My Credit, we’re committed to helping you overcome financial hurdles with our comprehensive services:
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Even an overlooked utility bill has the power of financially ruining you and leaving your only option with bad credit loans, in most cases you will even be declined for those. We may be able to help fix your credit history through our credit restoration assistance to repair your credit score.
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Contact us Book a CallStep 1
During your initial phone consultation with one of our friendly staff, we will explain our credit restoration services, explain your options & how we may be able to asist you.
Step 2
During this part of process, your consultant will run you through a questionnaire, this will determine whether or not you are a suitable candidate for our services. You will then be asked to complete a quick online application form & your consultant will advise whether or not you have been approved for our services.
Step 3
If you were lucky enough to be approved for our services, we will then lodge all necessary documents to the credit reporting bodies, ombudsman and/or the creditors directly. We advocate on your behalf to apply for a positive outcome.
Step 1
During your initial phone consultation with one of our friendly staff, we will explain our credit restoration services, explain your options & how we may be able to asist you.
Step 2
During this part of process, your consultant will run you through a questionnaire, this will determine whether or not you are a suitable candidate for our services. You will then be asked to complete a quick online application form & your consultant will advise whether or not you have been approved for our services.
Step 3
If you were lucky enough to be approved for our services, we will then lodge all necessary documents to the credit reporting bodies, ombudsman and/or the creditors directly. We advocate on your behalf to apply for a positive outcome.
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Credit repair is the process of improving a person’s creditworthiness by addressing errors, inaccuracies, or unfair information on their credit report. It involves reviewing credit reports, identifying discrepancies, and working to have incorrect or outdated information corrected or removed. Learn more about our credit repair services.
Fix My Credit has a team of experienced professionals who can help you fix your bad credit score online. Over the years, we have developed a great understanding of the credit score process, and our team has the skills and knowledge to resolve disputes and navigate information about your credit rating. We will help you create a positive credit history and take the stress out of the process by taking calls from debt collectors and negotiating on your behalf.
Fix My Credit can provide valuable expertise, save you time and effort, and increase your chances of success. They have in-depth knowledge of credit laws, can navigate the complexities of the process more efficiently, and negotiate on your behalf. With personalised guidance and support, they can develop a comprehensive plan tailored to your specific credit situation, ensuring your rights are protected throughout the process.
Common reasons for having a bad credit rating in Australia include late payments, defaults, bankruptcy, court judgments, high credit utilisation, and multiple credit applications. These factors can negatively impact your credit score and make it challenging to access credit or secure favourable terms.
The time it takes to repair credit history in Australia can vary depending on the complexity of your situation. Most cases are wrapped up in 30 days however some cases can take up to several months.
You have the option to repair your credit on your own, but it can be a time-consuming and challenging process. Hiring a credit repair company can provide expertise, knowledge of credit laws, and assistance in dealing with credit providers, making the process smoother and more efficient.
Repairing your credit can have several benefits, including increased chances of loan approval, lower interest rates on credit products, improved financial opportunities, and a more positive credit profile. It can also provide peace of mind and help you regain control of your financial future.
No credit repair company can guarantee specific credit score improvements. However, at Fix My Credit, we have a proven track record of repairing Aussie credit scores and will work diligently to address errors, inaccuracies, and unfair information on your credit report, which can lead to improvements in your credit score.
The cost of credit repair services in Australia can vary among different credit repair companies. Fix my offers one of the cheapest rates for credit repair in Australia. Contact us for a free consultation. Our credit repair services starts at $1195.00 inc gst.
After credit repair, it’s essential to practise responsible financial habits. This includes making payments on time, keeping credit utilisation low, maintaining a healthy mix of credit, regularly monitoring your credit reports, and addressing any issues promptly. See our articles for more information on maintaining good credit.
Yes, there are legal regulations that govern credit repair practices in Australia. Credit repair companies must comply with the Australian Securities and Investments Commission (ASIC) guidelines and other relevant legislation. It’s important to work with a reputable credit repair company that operates within the legal framework to protect your rights and interests.
Fix My Credit has been a trusted partner for countless Australians looking to improve their credit. With extensive experience in credit repair, we’re committed to tailoring personalised solutions for each individual’s unique situation. With an exceptional success rate, we are leaders in credit repair across Australia, offering comprehensive credit restoration and debt solutions.
Whether you need to remove a default or court judgment, require a full credit report or need help with debt negotiation, Fix My Credit can help. We assist thousands of Australians to enhance their credit scores and eradicate debt.
Your journey to fix your credit starts here! We offer a free consultation with a member of our experienced team who will walk you through your options and our comprehensive range of services to repair your credit score.
We understand everyone’s situation is different and will tailor our credit repair services to meet your needs. During your free consultation, we’ll explain our services in more detail, including how to fix your credit score and improve your credit history.
We accept referrals from some of the industry’s leading establishments.
See Referral Agreement